Every Question You Had About Obama Care You Were Afraid To Ask. By Nash F.

WHAT IS OBAMA CARE...

Okay first of all lets call it its real name the "affordable care act."

BUT STILL WHAT IS THE AFFORDABLE CARE ACT?

Simply put, the affordable health care act is a series of bills that are designed to make health care affordable for poor people. (Disclaimer not many people have read this bill 2000 page not even your politicians have read it. These are just general ideas I have read from many sources so forgive me if I get some details wrong.)

IS THE AFFORDABLE CARE ACT SOCIALIZED MEDICINE?

No!!! It is actually a free market system in which you still have to pay or work for insurance.

I HEARD THAT THIS BILL WAS MADE BY CONSERVATIVES IS THIS TRUE?

Yes, it was made by the heritage foundation a conservative group.

YOU ARE KIDING RIGHT?

No here is an interview with the man who made it.
http://www.pbs.org/newshour/businessdesk/2013/10/the-guru-of-obamacare-vs-the-c.html

WHAT WILL THIS BILL CHANGE IN GENERAL?

Women will pay the same as Men for healthcare. Some services like shots and checkups are free now. The government will start working with hospitals and clinics to develop faster and better care. Finally you won't be denied health care coverage if you are sick or have a preexisting condition.

WAIT WHAT IS PREVENTING ME FROM JUST BUYING HEALTHCARE UNTIL IM SICK?

Two things.

1. You get fined if you don't have health care which is slightly unfair but it is for the sake of keeping health care prices low. (Note: you will not be fined if you couldn't afford healthcare at the time.)

2. You can only by healthcare at certain times of the year.

I / MY PARENTS ALREADY HAVE HEALTH CARE HOW DOES THE BILL EFFECT ME?

Not much changes for you.  The only major thing you should know about is that you can't be laid off by your company.

I WANT TO BUY INSURANCE WHAT CAN I DO?

There are many ways but good news you can now easily buy insurance online from government websites where you are guaranteed fair deals. Also if you fall under the poverty line you are given a subsidy to pay for your premiums (the upfront costs.)

I'M A COLLEGE KID WITH NO INSURANCE WHAT CAN I DO UNTIL I GET A JOB.

Good new you are covered by your parents until you are 26 and you are given access to catastrophic healthcare plans until you are 30 (Catastrophic health care plans are plans made for medical emergencies.)

I'M A BUSINESS OWNER WHAT DO I HAVE TO DO?

You must offer a health care plan for all your employees but if you cannot afford to the government will help you provide.

I'M A SENIOR CITIZEN/MILITARY VETERAN WHAT DO I DO?

You still get to keep medicare and medicare. (We are not covering that in this article.)

SO THATS THE BILL?

Yeah there are tons of other detail but thats what you need to know for now. To me I like what it is doing to help make healthcare more accessible and approachable.

BUT NASH! I HATE THE BILL BECAUSE OF X, Y,  and Z.

Fine if you disagree with me post a comment telling me why.



Bibliography:

http://www.youtube.com/watch?v=wBr3fniyb4w

http://www.youtube.com/watch?v=3-Ilc5xK2_E

http://www.youtube.com/watch?v=_Bz9h1ZPIG8

http://www.aarp.org/health/health-care-reform/info-04-2010/health_care_reform_explained.html